Workers
Compensation
Insurance
Medical Expenses
Lost Wages
Disability Benefits
Work Incidents
Workers Compensation Insurance for Dental & Medical
Workers' Compensation Insurance is a type of insurance that provides coverage for employees who suffer work-related injuries or illnesses.
It is designed to protect both the employees and the employer by providing financial assistance and support in case of workplace accidents or occupational diseases.
Key aspects and coverage areas typically included in workers' compensation insurance.
Workers' compensation insurance covers the cost of medical treatment and rehabilitation for employees who sustain injuries or become ill due to work-related activities. This includes doctor visits, hospital stays, surgeries, medications, physical therapy, and other necessary medical services.
If an employee is unable to work due to a work-related injury or illness, workers' compensation insurance provides wage replacement benefits. These benefits typically amount to a percentage of the employee's regular salary or average earnings. The coverage helps compensate for the lost income during the period of disability.
Workers' compensation insurance is typically mandatory for employers in many jurisdictions to ensure the well-being and protection of employees. Providing coverage for medical expenses, lost wages, disabilities, and other related benefits helps alleviate the financial burden on injured or ill workers and provides a safety net for employers who may otherwise face significant liability in such situations.
THE DATA
MILLION
Workers compensation claims made each year.
THOUSAND
Average Workers' Comp Settlement.
BILLION
Nationwide costs to employers.
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