Disability Overhead and Business Overhead Expense Insurance
Business Expenses Coverage
Coverage for ongoing business expenses.
Employee Wages
Coverage for wages and salaries.
Practice Management Costs
Coverage for additional expenses.
Designed to protect practitioners in the event that they become disabled and are unable to work.
Business Overhead Expense Insurance
Disability Overhead Insurance, also known as Business Overhead Expense (BOE) insurance, is a type of insurance coverage that is specifically designed to protect dental practitioners or dentists in the event that they become disabled and are unable to work.
Unlike personal disability insurance, which covers the individual’s personal income, disability overhead insurance focuses on covering the ongoing business expenses of the dental practice during the disability period.
It’s important to note that disability overhead insurance does not replace personal disability insurance, which covers the dentist’s personal income. Both types of insurance are crucial for comprehensive protection in case of a disability.
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